Short Term Rental Loans

Who are Short TermRental Property Loans Suited For?

Our rental loans are suited for AirB&B, VRBO or rental property owners that want to take advantage of fixed financing rates to purchase or refinance a rental property.

Types of Properties We Fund

Single family residence, 2 to 4 units, townhomes, planned unit developments, or condominiums. All properties must be non-owner occupied. Foreign nationals are subject to a lower loan to cost and loan to values.

How do Long Term Rental Loans Get Financed?

We fund LLC’s with borrowers even if they have no rental experience. We require a score of 650+ and a minimum loan $150,000. Property values are based off of appraisal valuations and it does not matter if the property is vacant or rented. Lender underwriting is based on current fair market rent, credit, amount of liquid reserves and that the property is in fair condition.

Long Term Rental Program Criteria

To get a Long Term Rental loan started you will need:

  • A 650+ minimum score
  • $100,000 up to $4,000,000 non-owner occupied property
  • 2 months of recent bank statements
  • Score and background check
Apply Now
Scroll to Top
Scroll to Top